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Declined credit card charge
Declined credit card charge

Why is my credit card declined?

Nic Granleese avatar
Written by Nic Granleese
Updated over a week ago

Here's the scenario. You're excited to upgrade to a paid BowerBird account, you enter your credit card details and then.... it says declined! What going on? Well banks have all sorts of reasons for not approving a new charge, and often it has nothing to do with you. Here's a few reasons why it happens: 

  • Lack of funds or funds on hold.

  • Over credit limit or missed payments.

  • Fraud prevention (international purchases).

  • Transaction that differs from spending habit.

  • The card is reported lost or stolen.

  • Your daily limit has been exceeded.

  • Separate technical issues involving the bank or the credit card company.     


Here's a few solutions for declined cards:

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